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Terms of Use

Last updated: April 22, 2024

1. Acceptance of Terms

Welcome to VTYield. By accessing or using our platform, you agree to be bound by these Terms of Use ("Terms"), our Privacy Policy, and any other policies referenced herein. If you do not agree to these Terms, please do not use our services.

2. Description of Services

VTYield provides a digital platform for various services including but not limited to airtime purchases, data subscriptions, bill payments, virtual card services, and other related services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

3. User Accounts

To access certain features of our platform, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. User Conduct

You agree not to use our platform to:

5. Payments and Transactions

All payments and transactions processed through our platform are subject to verification. We reserve the right to refuse or cancel any transaction for any reason, including but not limited to suspected fraud, risk of illegal activity, or violation of our Terms.

Transaction fees may apply to certain services and will be clearly disclosed before completion of the transaction. All fees are non-refundable unless otherwise specified or required by law.

6. Virtual Cards

Our virtual card services are subject to additional terms and conditions that will be presented during the card creation process. You are responsible for all transactions made using your virtual cards and for ensuring the security of your card details.

7. Intellectual Property

All content on our platform, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of VTYield or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, VTYield shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses, resulting from:

9. Indemnification

You agree to indemnify, defend, and hold harmless VTYield, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of our platform, your violation of these Terms, or your violation of any rights of another.

10. Termination

We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our platform and updating the "Last Updated" date. Your continued use of our platform after such changes constitutes your acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]
Phone: +234 800 123 4567